Do yourself a favor and get an unlimited 2% cash back card

1% cash back is a thing of the past…

Omar Abou El-khir
3 min readOct 21, 2020

I bet you used your credit card today.

Well, if not today, then probably it was yesterday! :)

I’d imagine also that you already have a credit card that rewards cash back for specific categories like: restaurants, gas, travel, etc.., and 1% cash back on all other transactions

Well, not anymore, you shouldn’t use that card for the other transactions, instead, do yourself a favor and get an unlimited 2% cash back credit card.

Although, there aren’t a lot of options, I got you 4 cards -I personally use 2 of them-, and they all:

  • Reward 2% flat unlimited cash back (no categories, no rotation, …)
  • Post cash back monthly to your account
  • With no annual fees

1. PayPal Cashback Mastercard -highly recommended-

  • Pros: No minimum cash back redemption threshold. No foreign transaction fees.
  • Cons: No support for digital wallets (like Apple Wallet).

2. Apple Card

  • Pros: Cash back is redeemable daily to Apple Wallet. No foreign transaction fees.

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Omar Abou El-khir
Omar Abou El-khir

Written by Omar Abou El-khir

Principal Research Engineering Manager @ Microsoft

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